These Terms of Use (“Terms”) govern your use of the services, website, and applications (collectively, the “Services”) provided by Moneycatcapital (“we,” “us,” or “our”). By using our Services, including applying for loans, you agree to these Terms. If you do not agree with these Terms, do not use our Services.
1. Acceptance of Terms
By accessing or using our website and Services, you agree to comply with and be bound by these Terms of Use. We reserve the right to modify, update, or amend these Terms at any time without notice. Any changes to the Terms will be effective immediately upon posting on our website.
2. Eligibility
To use our Services, you must be at least 18 years of age or the legal age of majority in your jurisdiction. By applying for a loan or using our Services, you represent and warrant that you meet the eligibility requirements and have the legal capacity to enter into a binding contract.
3. Use of Services
Our Services are intended for lawful purposes only. You agree to:
Provide accurate, current, and complete information when applying for a loan.
Use our Services only for personal, lawful purposes and in accordance with all applicable laws, rules, and regulations.
Not engage in any conduct that could damage, disable, or impair our Services or interfere with the use of our Services by other users.
4. Loan Application
When you submit a loan application, you agree to provide truthful and complete information. You authorize us to verify the information you have provided and to access and review your credit history, employment status, income, and other financial information necessary to evaluate your eligibility for a loan.
Our decision to approve or deny your loan application will be based on the information you provide and our internal lending criteria. Approval of your loan is not guaranteed.
5. Loan Terms and Conditions
Once your loan application is approved, the loan terms, including the loan amount, interest rate, repayment schedule, and fees, will be specified in your loan agreement. You are responsible for reviewing and understanding these terms before accepting the loan.
You agree to repay the loan in accordance with the agreed-upon repayment schedule. Late payments may incur additional fees and interest charges as outlined in your loan agreement.
6. Privacy and Security
Your privacy is important to us. We will collect, store, and use your personal information in accordance with our Privacy Policy. By using our Services, you consent to the collection and use of your data as described in our Privacy Policy.
We employ security measures to protect your personal information, but we cannot guarantee the security of data transmitted over the internet. You are responsible for maintaining the confidentiality of your account and login credentials.
7. Fees and Charges
By using our Services, you acknowledge and agree that you may be subject to fees, including loan origination fees, late payment fees, and other charges related to the loan. All fees will be clearly outlined in your loan agreement. You agree to pay all applicable fees in accordance with the terms of the agreement.
8. Prohibited Activities
You agree not to use our Services for any of the following prohibited activities:
Fraudulent or deceptive activities.
Impersonating another person or entity.
Engaging in unlawful conduct or activities prohibited by applicable laws and regulations.
Attempting to circumvent security measures or gain unauthorized access to our website or Services.
9. Limitation of Liability
To the fullest extent permitted by law, Moneycatcapital will not be liable for any indirect, incidental, special, or consequential damages arising out of your use or inability to use our Services. We do not guarantee that our Services will be error-free, uninterrupted, or secure.
Our liability to you for any claim arising out of these Terms will be limited to the amount you paid for the Services that gave rise to the claim.
10. Indemnification
You agree to indemnify, defend, and hold harmless Moneycatcapital, its employees, officers, directors, agents, and affiliates from any claim, liability, loss, or damage (including attorney’s fees) arising from:
Your use of our Services.
Your violation of these Terms.
Any third-party claims related to your loan application or loan agreement.
11. Dispute Resolution and Arbitration
Any disputes, claims, or controversies arising out of or relating to these Terms, your use of our Services, or your loan agreement will be resolved through binding arbitration, rather than in court, except that either party may seek relief in a small claims court for claims within its jurisdiction.
Arbitration will be conducted by [Arbitration Organization] under its rules. You and Moneycatcapital agree to arbitrate any disputes on an individual basis and waive any right to class-action or other representative proceedings.
12. Termination
We may suspend or terminate your access to our Services at any time, without notice, for any reason, including if you violate these Terms. Upon termination, you remain responsible for any outstanding obligations related to any loan agreement you have entered into.
13. Governing Law
These Terms will be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. You consent to the exclusive jurisdiction and venue of courts located in [Your Jurisdiction] for any disputes arising from or relating to these Terms or your use of our Services.
14. Miscellaneous
Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Entire Agreement: These Terms constitute the entire agreement between you and Moneycatcapital regarding the use of our Services, superseding any prior agreements or understandings.
15. Contact Us
If you have any questions about these Terms or our Services, please contact us:
MONEYCAT CAPITAL, LLC
Founder NICHOLAS HORNER
+1(321) 392-6348
info@moneycatcapital.pro
105 W Davis Blvd Tampa, FL, 33606-3503 United State
